80+ banks & NBFCs · Every major Government & PSU scheme
The right business loan, matched to the right lender.
Business loans from ₹1 Crore to ₹100 Crore for MSMEs, manufacturers, developers and promoters — across 80+ banks & NBFCs, plus every major Government & PSU scheme.
Government schemes and secured bank loans are two different worlds - different eligibility, paperwork and lenders. We run both, so you never apply at the wrong door.
Route 01
Healthcare & Pharma Loans
Specialised funding for doctors, clinics, and pharmacies.
One team handles eligibility, paperwork and the entire lender relationship — you make one set of calls, not eighty.
01
Eligibility match
We map your profile, turnover and security to the lenders most likely to say yes.
02
Documentation done right
A bank-ready file — financials and projections prepared the way credit teams want them.
03
Lender coordination
We negotiate across the 80+ panel, push the file and keep approvals moving.
04
Sanction & disbursal
Terms finalised, sanction issued, funds disbursed — tracked to the finish.
Why business owners choose us
A track record lenders & borrowers both trust
Since 2012, CreditCares has run structured corporate finance from Kolkata for MSMEs, manufacturers, developers, contractors and promoter groups — over ₹2,000 Crore disbursed across India.
₹2,000Cr+
Loans facilitated
80+
Bank & NBFC partners
13 yrs
In business since 2012
4.9★
Google-rated service
Who we fund
Built for serious business borrowers
We specialise in mid-to-large business credit — not retail personal loans. If your business needs working or growth capital, you're in the right place.
MSMEs & SMEs
Working & growth capital
Manufacturers
Machinery & expansion
Developers
Project & construction
Contractors
BG, LC & trade finance
Promoters
Structured & bridge funding
Free tools
Plan before you apply
Run the numbers yourself, then talk to an expert who'll find you the sharpest rate across the panel.
Business Loan EMI Calculator
Indicative only — final rate depends on the lender & your profile.
Interactive EMI Calculator
Estimate your monthly payments instantly. Drag the sliders below.
"Highly recommended for business loans. Their team is extremely professional and got our MSME loan sanctioned much faster than going to the bank directly."
— Rajesh K. (Manufacturing)
★★★★★
"CreditCares helped us secure funding for our new diagnostic center equipment with excellent terms. They handled all the documentation smoothly."
— Dr. Sen (Healthcare)
★★★★★
"The best DSA in Kolkata for large ticket secured loans. They helped us restructure our LAP at a much lower interest rate across their panel."
— Amit M. (Real Estate)
★★★★★
"Their CIBIL advisory was exactly what we needed. Fixed a minor error on our report and got our CC limit enhanced in 14 days."
— Swati D. (Wholesale Trader)
Got Questions?
Frequently Asked Questions
Everything you need to know about securing finance with CreditCares.
Generally, a CIBIL score of 650 and above is preferred by most banks and NBFCs for unsecured business loans. However, if you are applying for a secured loan (like a Loan Against Property), some lenders may be flexible with a slightly lower score depending on the collateral value.
With CreditCares, unsecured business loans and professional loans (like Doctor Loans) can be disbursed in as little as 3 to 7 working days. Secured loans involving property valuation and legal checks typically take 10 to 15 working days.
No, CreditCares does not charge any upfront advisory fees. We map your profile to the right lenders, prepare a bank-ready file, and coordinate until disbursal at absolutely no upfront cost to you.
We have an extensive network of over 80+ top-tier lending partners across India, including leading private banks, nationalized banks, and premier Non-Banking Financial Companies (NBFCs), ensuring you get the best possible interest rates.
Our partner lenders accept a wide variety of collateral, including residential properties, commercial offices, retail shops, industrial land, and even specialized assets like medical equipment or heavy machinery.
India's business-finance partner since 2012 — government schemes & secured loans, ₹1 Cr to ₹100 Cr, across 80+ lenders.
Disclaimer: CreditCares is a private loan consultancy and Direct Selling Agent (DSA). We are not a bank, NBFC, or a government body, and are not affiliated with the Government of India or any of its schemes. We assist businesses with loan documentation and coordination with lending institutions. Loan approval, sanction amount, interest rate and terms are at the sole discretion of the respective bank or NBFC. We do not charge any fee for sanction guarantee and do not guarantee approval. Please verify all scheme details on the relevant official government portals before applying.
