80+ banks & NBFCs · Every major Government & PSU scheme

The right business loan, matched to the right lender.

Business loans from ₹1 Crore to ₹100 Crore for MSMEs, manufacturers, developers and promoters — across 80+ banks & NBFCs, plus every major Government & PSU scheme.

Check your eligibility Explore loan products

₹2,000Cr+

Total disbursed

80+

Lender partners

₹1–100Cr

Ticket size

13 yrs

Track record

PSU BanksPrivate BanksNBFCsHousing FinanceSmall Finance BanksCo-op Banks80+ Banking & NBFC Partners

Three ways to fund your business

Every business-finance route, under one roof

Government schemes and secured bank loans are two different worlds - different eligibility, paperwork and lenders. We run both, so you never apply at the wrong door.

Route 01

Healthcare & Pharma Loans

Specialised funding for doctors, clinics, and pharmacies.

Healthcare Loans Doctor Loan Hospital Construction Pharma Loans Diagnostic Centre Pharmacy / Medical Store Medical Equipment

View healthcare loans →

Route 02

Secured Loans

Large-ticket facilities from private banks & NBFCs.

Loan Against Property Working Capital · CC/OD Term Loan Project & Construction Machinery Equipment

View all products →

Route 03

Commercial Property

Loans for purchasing, constructing, or renting commercial spaces.

Mortgage Commercial Property Office Space Loan Lease Rental Discounting Commercial Purchase Commercial Construction

View commercial loans →

How CreditCares works

From the right match to money in your account

One team handles eligibility, paperwork and the entire lender relationship — you make one set of calls, not eighty.

Eligibility match

We map your profile, turnover and security to the lenders most likely to say yes.

Documentation done right

A bank-ready file — financials and projections prepared the way credit teams want them.

Lender coordination

We negotiate across the 80+ panel, push the file and keep approvals moving.

Sanction & disbursal

Terms finalised, sanction issued, funds disbursed — tracked to the finish.

Why business owners choose us

A track record lenders & borrowers both trust

Since 2012, CreditCares has run structured corporate finance from Kolkata for MSMEs, manufacturers, developers, contractors and promoter groups — over ₹2,000 Crore disbursed across India.

₹2,000Cr+

Loans facilitated

80+

Bank & NBFC partners

13 yrs

In business since 2012

4.9★

Google-rated service

Who we fund

Built for serious business borrowers

We specialise in mid-to-large business credit — not retail personal loans. If your business needs working or growth capital, you're in the right place.

MSMEs & SMEs

Working & growth capital

Manufacturers

Machinery & expansion

Developers

Project & construction

Contractors

BG, LC & trade finance

Promoters

Structured & bridge funding

Free tools

Plan before you apply

Run the numbers yourself, then talk to an expert who'll find you the sharpest rate across the panel.

Business Loan EMI Calculator

Indicative only — final rate depends on the lender & your profile.

Interactive EMI Calculator

Estimate your monthly payments instantly. Drag the sliders below.

Loan Amount₹5.00 Cr

Interest Rate (p.a.)10.5%

Tenure (Years)10 Years

₹0

Monthly EMI

₹0

Total Interest

₹0

Total Payable

Eligibility Checker →

Answer 3 quick questions and see which loan fits — in 30 seconds.

CIBIL Score & Improvement →

Understand what lenders see — and clean up your score before applying.

Become a Connector / DSA →

Earn payouts on every disbursal. Join our partner network across West Bengal & India.

Google reviews

What our clients say about us

4.9★★★★★

Based on 320+ Google Reviews · Write a review

★★★★★

"Highly recommended for business loans. Their team is extremely professional and got our MSME loan sanctioned much faster than going to the bank directly."

— Rajesh K. (Manufacturing)

★★★★★

"CreditCares helped us secure funding for our new diagnostic center equipment with excellent terms. They handled all the documentation smoothly."

— Dr. Sen (Healthcare)

★★★★★

"The best DSA in Kolkata for large ticket secured loans. They helped us restructure our LAP at a much lower interest rate across their panel."

— Amit M. (Real Estate)

★★★★★

"Their CIBIL advisory was exactly what we needed. Fixed a minor error on our report and got our CC limit enhanced in 14 days."

— Swati D. (Wholesale Trader)

Got Questions?

Frequently Asked Questions

Everything you need to know about securing finance with CreditCares.

Generally, a CIBIL score of 650 and above is preferred by most banks and NBFCs for unsecured business loans. However, if you are applying for a secured loan (like a Loan Against Property), some lenders may be flexible with a slightly lower score depending on the collateral value.

With CreditCares, unsecured business loans and professional loans (like Doctor Loans) can be disbursed in as little as 3 to 7 working days. Secured loans involving property valuation and legal checks typically take 10 to 15 working days.

No, CreditCares does not charge any upfront advisory fees. We map your profile to the right lenders, prepare a bank-ready file, and coordinate until disbursal at absolutely no upfront cost to you.

We have an extensive network of over 80+ top-tier lending partners across India, including leading private banks, nationalized banks, and premier Non-Banking Financial Companies (NBFCs), ensuring you get the best possible interest rates.

Our partner lenders accept a wide variety of collateral, including residential properties, commercial offices, retail shops, industrial land, and even specialized assets like medical equipment or heavy machinery.