The right business loan, matched to the right lender.
Business loans from ₹1 Crore to ₹100 Crore for MSMEs, manufacturers, developers and promoters — across 80+ banks & NBFCs, plus every major Government & PSU scheme.
Every business-finance route, under one roof
Government schemes and secured bank loans are two different worlds — different eligibility, paperwork and lenders. We run both, so you never apply at the wrong door.
Government & PSU Schemes
Subsidised & collateral-free credit — via PSU banks
Secured Loans
Large-ticket facilities from private banks & NBFCs, against collateral
From the right match to money in your account
One team handles eligibility, paperwork and the entire lender relationship — you make one set of calls, not eighty.
A track record lenders & borrowers both trust
Since 2012, CreditCares has run structured corporate finance from Kolkata for MSMEs, manufacturers, developers, contractors and promoter groups — over ₹2,000 Crore disbursed across India.
Built for serious business borrowers
We specialise in mid-to-large business credit — not retail personal loans. If your business needs working or growth capital, you're in the right place.
MSMEs & SMEs
Working & growth capital
Manufacturers
Machinery & expansion
Developers
Project & construction
Contractors
BG, LC & trade finance
Promoters
Structured & bridge funding
Plan before you apply
Run the numbers yourself, then talk to an expert who'll find you the sharpest rate across the panel.
Business Loan EMI Calculator
Before you apply
Still unsure? Talk to a loan expert — no obligation, completely confidential.
Talk to an expertIs CreditCares a bank or an NBFC?
No. CreditCares is a corporate loan consultancy / DSA. We structure your file and place it with the right lender from our panel of 80+ banks and NBFCs. The final sanction decision always rests with the lending institution.
What loan amounts do you handle?
Our specialism is structured business finance from ₹1 Crore to ₹100 Crore. Government-scheme tickets (Mudra, CGTMSE) can be smaller — we’ll point you to the right route.
Which lenders do you work with?
A panel of 80+ partners — PSU banks, private banks, NBFCs, housing-finance and small-finance banks. We match your profile to the lenders most likely to approve on the best terms.
How long does sanction take?
Depends on the product and document readiness. A clean working-capital or LAP file moves quickly; project and government-scheme cases take longer. We prepare a bank-ready file upfront precisely to cut approval time.
Are you affiliated with any government scheme?
No. We are a private consultancy, not affiliated with the Government of India or any PSU. We assist eligible businesses with documentation and bank coordination so scheme applications move faster.
Which areas do you serve?
Headquartered at Godrej Waterside, Kolkata, serving businesses across West Bengal and India. Most of the process runs digitally, so location is rarely a barrier.
What our clients say about us
"Highly recommended for business loans. Extremely professional team — managed our CC limit expansion without hassles. Very transparent documentation."
"Secured a Loan Against Property through CreditCares. They spotted a family partition title issue beforehand and helped resolve it — saved our file from rejection!"
"Excellent support for Mudra Loan and PMEGP schemes. They know exactly how credit officers evaluate files. Fast processing, great guidance."
"Very professional loan DSA in Kolkata. Access to 50+ banks and NBFCs got us the lowest rate on our machinery loan. Outstanding service since 2012!"
Tell us what you need. We'll do the running around.
Share a few details and a CreditCares expert will call you back to map your eligibility and shortlist the right lenders — at no cost.