Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Project finance for hospitals & operation theatres.
Build new hospitals, add wards, modernise OTs — with milestone-linked project finance sized to your bed plan and payor mix.
Banks underwrite beds, occupancy and payor mix
Hospital appraisal turns on bed count, expected occupancy ramp, specialty mix and how you get paid — cash, insurance, government empanelment. A credible medical business plan matters as much as the civil estimate.
We build the DPR with clinical and financial projections, structure moratorium through construction and ramp-up, and place the file with healthcare-active lenders including SIDBI.
Who is eligible?
- Doctors / hospital groups with clinical track record
- Land owned or long-lease with permissions
- Regulatory approvals — clinical establishment licence path
- Promoter contribution of 20–25%
- Credible occupancy and payor-mix projections
Documents you'll need
- Detailed project report with bed / revenue plan
- Land title & sanctioned plans
- Promoter & group financials, ITR
- Approvals status
- Bank statements
Planning beds, wards or a new OT? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility