Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Trade instruments that keep goods moving.
Letters of credit, bank guarantees, packing credit and bill discounting — the non-fund and export limits that let traders and contractors take bigger orders.
Bank strength, rented for your transactions
An LC substitutes your supplier's risk on you with a bank's promise; a BG backs your performance to principals. Export limits — packing credit and bill discounting — fund the shipment cycle at concessional rates.
We structure fund-based and non-fund-based limits as one facility, negotiate margins (cash margin is negotiable, not fixed), and set up limits that grow with your order book.
Who is eligible?
- Traders, exporters, contractors with 2+ years' track record
- Genuine underlying transactions / work orders
- IEC code for export facilities
- Satisfactory conduct on existing limits
- Collateral as per lender norms
Documents you'll need
- Work orders / purchase orders / export orders
- IEC certificate & GST returns
- 3 years' financials & ITR
- 12 months' bank statements
- Existing limit sanction letters
Orders on the table you can't yet bank? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility