Home / Commercial Property Loans / Warehouse & Godown Loan
Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Finance warehousing & logistics assets.
Purchase, construct or mortgage warehouses and godowns — an asset class lenders increasingly favour as logistics demand compounds.
50–60%
LTV on warehousing
₹1–50 Cr
Ticket size
10–15 yrs
Tenure
Overview
The quiet asset class banks have learned to love
Leased warehouses with credible occupiers — 3PLs, e-commerce, FMCG distributors — can be financed as LRD at sharp pricing; owner-operated godowns fund as standard commercial mortgages.
Compliance matters: approved industrial / logistics land use and fire NOCs decide how much of the structure counts in valuation.
At a glance
AssetsWarehouses, godowns, cold storage
LTV50–60% (higher via LRD if leased)
Tenants improve pricing3PL / e-commerce leases
ComplianceLand use & fire NOC drive valuation
Who is eligible?
- Owners / buyers of compliant warehousing assets
- Approved land use for logistics / industrial
- Lease in place improves amount & pricing
- Income or rentals servicing the EMI
- Clear title & sanctioned structure
Documents you'll need
- Title documents & land-use certificate
- Sanctioned plan & fire NOC
- Lease deeds if tenanted
- Financials & ITR
- Bank statements
Adding warehousing capacity? We map your profile to the right lenders, prepare a bank-ready file and coordinate until disbursal — at no upfront cost.
Check your eligibility