Reviewed by the CreditCares advisory desk · 13 years in business finance · Last updated 10 July 2026
Government & PSU loan schemes, handled end to end.
Subsidised and collateral-free credit via PSU banks — we match you to the right scheme, prepare a bank-ready file and coordinate with the branch until disbursal.
PM Mudra Yojana
Collateral-free loans up to ₹20 lakh in four tiers — Shishu, Kishore, Tarun and the new Tarun Plus.
CGTMSE
Collateral-free guarantee cover for MSME credit — borrow without pledging property.
PMEGP
New unit subsidy of 15–35% for first-generation entrepreneurs setting up manufacturing or service units.
Stand-Up India
₹10 lakh to ₹1 Crore for SC/ST and women entrepreneurs setting up greenfield enterprises.
PM Vishwakarma
Concessional credit and skill support for traditional artisans and craftspeople.
Startup India Seed Fund
Seed capital for DPIIT-recognised startups — proof of concept, prototype and market entry.
CLCSS — Tech Upgradation
Capital subsidy for MSMEs upgrading plant & machinery to approved technology.
PSB Loans in 59 Minutes
In-principle approval for MSME loans up to ₹5 Crore through the online PSB portal.
JanSamarth-Linked Schemes
One portal, multiple credit-linked government schemes — we route your file to the right one.
SIDBI MSME Schemes
Direct and refinance-linked SIDBI facilities for manufacturing and service MSMEs.